Payment Gateways Supporting for Srilankans

Payment Gateways Supporting for Srilankans

Special Note: This is a post from lankaentrepreneur.com


I hope this is a good & important topic to discuss about Srilankan Payment Gateways & International payment gateways supporting Srilankan Vendors.

Srilankan Payment gateways / Payment Processors

HSBC : HSBC is a most popular international commercial bank, at this time HSBC support for srilankan registered companies vendor accounts, more details check

Sampath Bank: Of course sampath bank also providing this service with limited terms, any srilankan registered companies can open vendor account with 40,000 minimum deposit. for more details check

Seylan Bank : Seylan Bank providing this service for decent capital multinational / local registered companies, more details check their policies & rates here

International Payment Gateways support for srilankan Webmasters / Vendor Accounts

Paypal: Very limited Authorization for srilankan account holders, we can send / pay any others payment but we can't accept / withdraw from paypal. For alternative withdrawal method use 2co or plimus.

2checkout :There is no need of big introduction about 2co, here is the short details about it: Openening fee just 49$ and transaction fee 3.8$ per transaction, minimum withdrawal limit 150$. Supporting withdrawal method payoneer debit card, bank transfer,echeck. Good thing is 2co accept paypal payments,ACH, & major credit cards payments. Bad thing is when a user/client open dispute via paypal, then you need to answer their questions immediately , if you delay more than 12-24 hours, then your payment refund(I have a bad experience).Overall 2co staffs very friendly. You can talk them via live support,email and phone calls.
For more details check 2checkout.com


CCnow : Yep, CCnow is a good payment processor,however there are lots of restrictions,i've used this processor, overall fine. CCnow not support membership sites and some other internet marketing related stuffs ( PLR/MMR/etc) more details check ccnow.com

CCavenue: CCavenue is a indian Payment Gateway,i never use this service, more details about CCavenue rates and terms please check ccavenue.com

Alertpay : Overall good payment processor, have business verified account with alertpay since 2 years. Support very slow ( min 3-6 days) charges & withdrawal method very flexible. You can withdraw directly through your local srilankan banks or you can load funds to any of your visa credit ( no debit card) cards. Opening fee free , for more details check alertpay.com

Moneybookers : Hmm, have business verified company account . opening fee free, transaction fee little high . Bad thing is if your account login failed atleast 2 time, then your account will be lock immediately, then you need to send proof of address,photo proof,etc details to security@moneybookers.com ,then you will receive answer within 7 days . Normally everyone facing this problem, good thing is moneybooker support srilankan Business / individual vendor account. You can withdraw funds directly through your srilankan banks or request echeck. Bank transfer will take just 34 days from withdrawal day. overall all fine. more details about moneybooker check moneybooker.com

Of course, there are lots of international payment gateways support for srilankan vendor accounts such as worldpay,paypoint,protx,etc, i did'nt mention all of them here.

Source: http://www.lankaentrepreneur.com/payment-processors/86-payment-gateways-supporting-srilankans.html

Removing Babylon completely from your computer

Just carefully follow these steps to remove Babylon from your computer(Windows 7).

As normal programs we can uninstall Babylon directly from Add/Remove programs. But it doesn't remove Babylon 100%. You can check it by trying to search something using a browser(Firefox, Chrome). Type something in the URL tab in your Mozilla Firefox. It will automatically give a Babylon search result. This is so bad. I spent few hours searching a way of fixing this issue. I could not found a complete set of instructions to do this for free.Finally I could find a way to fix this issue for free.Here is what worked for me. I'm using windows 7 and my browser is Mozilla Firefox.  

Note: You have to uninstall Firefox completely.

1. Go to this page and follow Babylon Automatic Removal Instructions.
• http://www.finaluninstaller.com/blog/ut/how-to-uninstall-babylon.html
2.  Go to C:\Program Files\Mozilla Firefox\searchplugins and delete babylon xml file.
3. Go to Add/Remove program. If there is anything like Babylon uninstall.
4.  Do a search in C:\Program Files folder. If you find any Babylon files delete all of them.
5. Finally go to Add/Remove program and uninstall Firefox completely. While uninstalling make sure tick the check box to delete history as well.
6. Finally install Firefox and install all add-ones and all those what you had before. 

If you have any comments, suggestions, leave those here. Hope this would help you guys. 

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Killing Controversial Internet Piracy Legislation

The growing anti-SOPA (Stop Online Piracy Act) support that has swept through the gaming and Internet community found a very big ally today. With websites like Reddit and Wikipedia and gaming organizations like Major League Gaming prepared for a blackout on January 18^th – the same day that the House Judiciary Committee hearing on HR 3261was scheduled in Washington, DC – President Barack Obama has stepped in and said he would not support the bill.

SOPA has been delayed, for now. The House has agreed to revisit the issue next month, but they now know the White House will veto any bill that’s not more narrowly focused.

Much to the chagrin of Hollywood, the Entertainment Software Association (which has been a backer of the bill from early on), and Internet domain company GoDaddy.com (which lost many accounts as a result of its support for the bill); SOPA has been shelved. The Motion Picture Association of America, one of the bill’s largest sponsors, is expected to regroup.

California congressman Darrell Issa, who has been opposed to the bill from the beginning, praised the Internet action that has swept like a virus across the Web the past week.

Source: http://www.linkedin.com/news?actionBar=&articleID=5564780138731675657&ids=0Vc3wVdPwRdzcVcP4MdjgPdzkRb3sTc3gSc3AVej4PejANcjkSdjkIdzoUc3wPdPkOdjkPczwSd3oRdiMPcPsRczoTczANejwQcP0RdzkRb3sRdzkTdz4PdPwPcj0UdPgSdjkIcjoRdjsVdPARdPoOcjsSd3oRdiMRczsRdjsMd30Te34Odz4RdzkR&aag=true&freq=weekly&trk=eml-tod2-b-ttl-2&ut=2FyxNEDUFIu541

Sri lanka NIC number validation using Date of Birth JavaScript, JQuery

JavaScript Part

$(document).ready(function(){
    $('#btn').click(function() {
            var error = '';
        if ($('#dob').val() == "") {
            error = "Please input date of birth \n";
        }
        var id = $('#id').val();
        if ( id == "") {
            error = error+"Please input your Id number"
        }
        if (id.length < 10 || id.length > 10) {
            error = error+"Invalid Id number"
        }
        if(error!=''){
            alert(error);
            return false;
        }
        
          var dob = $('#dob').val();
          var id = $('#id').val().substr(0,5);
          var arr  = dob.split('/');
          var year = arr[2];
          var month = arr[1];
          var day = arr[0];
          var gender = $('input:radio[name=sex]:checked').val();
          var dayCount = getDayCount(month, day);
          var idnumber;
          var yearType = year%4;
          if(gender=='f'){
             if(yearType== '0'){
                 idnumber = year.substr(2,2)+(dayCount+499);
                  }else{
                 idnumber = year.substr(2,2)+(dayCount+500);
                  }
          }else {
              if(dayCount<10)
                  idnumber = year.substr(2,2)+'00'+dayCount;
              else if(dayCount<100)
                  idnumber = year.substr(2,2)+'0'+dayCount;
              else
                  idnumber = year.substr(2,2)+dayCount;        
          }
          if(id==idnumber){
              alert('Id number ok');
              return true;              
          }else{
              alert('Your Id number, Gender or date of birth invalid');
            return false;
          }
    });

    function getDayCount(month, day){
        var dayCount = 0;
        var month = month;
        var day = parseInt(day);
        if(month==1){
            dayCount = day;
        }else if (month==2) {
            dayCount = 31+day;
        }else if (month==3) {
            dayCount = 59+day;
        }else if (month==4) {
            dayCount = 90+day;
        }else if (month==5) {
            dayCount = 120+day;
        }else if (month==6) {
            dayCount = 151+day;
        }else if (month==7) {
            dayCount = 181+day;
        }else if (month==8) {
            dayCount = 212+day;
        }else if (month==9) {
            dayCount = 243+day;
        }else if (month==10) {
            dayCount = 273+day;
        }else if (month==11) {
            dayCount = 304+day;
        }else if (month==12) {
            dayCount = 335+day;
        }
        if( (month > 2)){
            return dayCount+1;
        }
        else {
            return dayCount;
        }
    }
    
});

HTML body.

<body>

<form action="" method='post'>

<label for='dob'>Date of Birth*: </label>

<input class="required" type='text' name='dob' id='dob' value='' maxlength="50" /><br>

<label for='dob'>Id*: </label>

<input class="required" type='text' name='id' id='id' value='' maxlength="50" /><br>

<label for='sex'>Gender*: </label>

Male<input type='radio' name='sex' id='sex' value='m' maxlength="50" checked="checked" />

Female<input type='radio' name='sex' id='sex' value='f' maxlength="50" /><br>

<input type="submit" value="Validate" id="btn" onclick="validateid()">

</form>

</body>

Description

To use the above javascript function, you should have installed JQuery and Jquery UI libraries properly. 

Install JQuery: http://docs.jquery.com/How_jQuery_Works 

Install JQuery UI: http://jqueryui.com/docs/Getting_Started 

If JQuery has been installed properly, you can see the Date Of Birth field which gives the jquery calender to select the date as follows.

Once you have configured your environment to use JQuery, you can create a simple html form along with the fields that you want to capture data. This form must capture the following in order to validate NIC number.

• Date Of Birth
• Gender

In other words, your html form must have at least 3 required fields. Date of birth, gender and the NIC number.

Put the above JQuery function inside your scripts.

<head>

<script>

.........<above function goes here>

</script>

</head>

Now you are ready to go. Try it and feel free to ask for help if you hit any issue with this.

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The Asia-Pacific Economic Cooperation (APEC) countries may become a good example of how to deal politically with deadlocking issues. At their summit in Honolulu last week, they agreed to reduce import tariffs to boost trade in products that cut fossil fuel use and reduce pollution.

With dismal expectations for the COP17 climate change talks, which will open in Durban, South Africa later this month, this agreement looks like a lesson on how to bridge differences and reach consensus. It could also somehow inspire the parties to the climate convention about to gather in South Africa. Durban’s COP17 risks provoking the collapse of the UN climate change negotiations architecture if it ends on a standstill.

The APEC meeting started with sharp differences between the U.S. and China. Opening statements from both countries’ leaders, Barack Obama and Hu Jintao, explicitly mentioned their disagreements. Obama even showed a trace of irritation with Chinese trade practices. “We’re going to continue to be firm that China operate by the same rules as everyone else,” he said at the close of the 21-nation APEC summit, after saying that “enough is enough”. It looked like a deadlock would be unavoidable.

In his opening statement, Hu Jintao insisted on more clout for China as an emerging global power. He also made clear Beijing prefers to work through existing global trade architecture rather than allow itself to be subject to U.S.-led efforts to open Asia-Pacific markets at any cost. Chinese officials also warned that the U.S. decision to launch a probe that could lead to anti-dumping duties on Chinese-made solar cells and modules could impair energy cooperation within APEC.

But, at the end of the meeting, both countries managed to agree to cut import tariffs on environmental goods (mainly clean energy products) to 5 percent by 2015. APEC members also pledged to eliminate domestic content requirements that distort environmental goods and services trade by the end of 2012.

Additionally the APEC leaders agreed to:

* rationalize and phase out inefficient fossil-fuel subsidies that encourage wasteful consumption, and set up a voluntary reporting mechanism on progress, to be reviewed annually;

* promote energy efficiency by taking specific steps related to transport, buildings, power grids, jobs, knowledge sharing, and education in support of energy-smart low-carbon communities; incorporate low-emissions development strategies into our economic growth plans and leverage APEC to push forward this agenda;

* a goal of reducing the region’s energy intensity by 45 percent by 2035;

* work to implement appropriate measures to prohibit trade in illegally harvested forest products and undertake additional activities in APEC to combat illegal logging and associated trade.

Chinese President Hu Jintao signed onto the plan, even though earlier this week Chinese officials criticized the tariffs cuts as too ambitious.

The environmental goods that will have their import tariffs cut are still to be designated. U.S. officials “have identified solar panels, wind and hydraulic turbines, air pollution filters and sewage treatment pumps as goods they would like included,” according to Reuters.

Tariffs and subsidies cuts are more easily enforceable because they become immediately effective upon enactment. Energy intensity goals are more elusive. Chinese officials hurried to explain that they were aspirational goals and that the APEC commitments are “voluntary and non-binding.”

“We can and must address both the region’s economic and environmental challenges by speeding the transition toward a global low-carbon economy in a way that enhances energy security and creates new sources of economic growth and employment,” said the Asia-Pacific Economic Cooperation leaders in their Honolulu Declaration.

“We are committed to advancing our shared green growth objectives. We can and must address both the region’s economic and environmental challenges by speeding the transition toward a global low-carbon economy in a way that enhances energy security and creates new sources of economic growth and employment.”


The APEC deal can be a major step forward in the adoption of clean energy by major developed and emerging economies. It may also become a lesson on how to constructively address contentious issues. If the deal becomes effective in 2012, it could be used as a reference to future climate negotiations.

Negotiations on tough issues have a better chance of success when the number of parties to the deal is relatively small. To make a difference in the status quo, the parties have to be representative. APEC is a powerful economic conglomerate, and its contribution to GHG emissions is considerable. The APEC countries account for more than half of global GDP, 44 percent of global trade, and 63 percent of global greenhouse gas emissions. Although the European Union, Brazil, and India, also relevant economic actors and major GHG emitters are not represented, the group can make a difference. One useful contribution from APEC could be to propose the extension of these commitments to G20 countries.

Reference:
http://www.greatenergychallengeblog.com/blog/2011/11/14/can-the-apec-help-cop17-climate-change-talks/

Do you know about Carbon capture and storage (CSS) project? A big challange

Carbon capture and storage (CCS) is a family of technologies and techniques that enable the capture of CO2 from fuel combustion or from industrial processes, the transport of CO2 via ships or pipelines, and its storage underground, in depleted oil and gas fields and deep geological formations. The IEA estimates that CCS will play an important role as part of a cost-effective portfolio of solutions to combat climate change.

It is like this...

Watch this video....

Global Challenge....

The total investment cost of the needed 1800 installations could amount to nearly USD 900 billion. While this is a large sum of money, it only represents 2% of the total investment needed to halve global energy-related CO2 emissions by 2050, a level deemed necessary to combat climate change. Of this total, some USD 670 billion will be needed in the industrial sectors in developing countries, representing a significant challenge for financing. “While the developed world must pave the way for carbon capture and storage deployment efforts in the next decade, the technology must also spread rapidly in the developing world. The growth needed will require expanded international collaboration, supporting policies and financing for CCS demonstration in developing countries”, said Edward Clarence-Smith, UNIDO Representative and Director of the regional office in China.

More about the CSS project....

This is how it works

Refferances....

International Energy Agency:

• A guide to Carbon Capture and Storage
• Carbon capture and storage has great potential in industrial applications

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Possibility of a Hybrid Mail System in Sri Lanka

As a Sri Lankan I would like to see the advantages of a hybrid mail system implemented in our country. This is a new system(service) that can be introduced to Sri Lanka's Department Of Post easily. I intend to address the problem of not having a proper way of sending urgent documents or other mails to rural or urban areas in which internet is hardly in access of the public. I'm referring to a system called the 'Hybrid Mail System'.

For instance if Jack wants to send a mail to Smith who does not have access to internet, Jack can use this system to send a soft copy via email to Smith's postal address which would reach the nearest post office to Smith, then that post office will print a hardcopy and will deliver it to Smith via post.

The concept of this system is quite simple. This is a combination of digital and physical mail systems. It involves transforming digital data into physical letter items at distribution centers located as close as possible to the final delivery location(physical address). Because this system requires a number of centers though out the country, the best place to introduce such a system is our Department of POST. For better service this system requires to have internet facility at all the post offices. However It is possible to start the system using only main offices. As per my knowledge the internet is already a requirement of this department for a better service and for an easy internal administration with new technologies. And I suppose introduction of this system will be a good improvement for the department's target of adopting the new technologies.

This new, fast and easy to use system will allow the Department of Post to provide a better service to the public. Most of the countries in which this system is used, it has been introduced and is currently run by the private sector. Although, in my opinion, it is best that the Department of Post itself introduces this system as the department has been the trusted way of communication between all Sri Lankans for more than 200 years.

Some countries might not need such a system because of their high percentage of internet users(see this). But in some cases they also might need this. When we come to Sri Lanka we have the requirement of such a system. not only because of our low internet user persantage (see this), but also to have a fast and easy service.

So now, do you think this is possible to be implemented in a country like Sri Lanka. How viable do u think it is.......?

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